Scotiabank Mobile Banking

4.3
233K reviews
1M+
Downloads
Content rating
PEGI 3
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About this app

Complete your everyday transactions with more ease, accessibility, and security — for banking that’s as flexible as it is fast.

Key features include:

Budgeting, insights, and advice
Create a budget and reach your financial goals faster with personalized insights and advice from Scotia Smart Money by Advice+.

Rewards your way
View your Scene+ points balance and redeem your rewards right in the app.

Mobile cheque deposit
Take a photo of a cheque and deposit money quickly and easily into your account.

TransUnion credit score and report
Check your credit score with TransUnion as often as you want, at no additional cost and zero impact to your score.

Barrier-free banking
With features such as dynamic font sizing and TalkBack compatibility, the app was designed with accessibility top of mind.

Advisor access
Book an appointment to meet with a Scotiabank advisor on the phone or in-person.

Next-level security
Data encryption keeps financial information safer, 2-step verification confirms your identity, and notifications help you stay on top of what’s happening in your accounts.

Switch between Scotiabank apps
Sign in once and navigate easily between the Scotia mobile banking app and the Scotia iTRADE app.

Personalized support
Find quick answers with the Scotiabank chatbot, and connect with a live chat advisor.


Important disclosures

By pressing the button above or by downloading the mobile app published by Scotiabank, you consent to the installation of this app and to future updates and upgrades. You can withdraw your consent at any time by deleting this app, or get instructions on how to remove or disable the Scotiabank mobile app by contacting us at the address below.


The Scotiabank mobile app lets you manage, move, and monitor your money using your mobile phone.


When you use Scotiabank’s mobile deposit feature, we will access your device camera to take a picture of your cheque; record the cheque number, account number, institution transit number, and amount; record your device model, as well as its iOS version and manufacturer.


When you download or update this app, or when you apply for, enrol in, or use a service through mobile banking, we may collect information about your computer or device, operating system, internet connection or telephone account, settings, IP address and device locational data, and transaction data, as well as personal information.


We may collect, use, disclose, and retain this information as set out in the Scotiabank Privacy Agreement (scotiabank.com/ca/en/about/contact-us/privacy/privacy-agreement.html) and to determine which settings are appropriate for your computer system, to provide or enhance digital functionality and banking options, and for security purposes, internal analysis, and reporting.


Please note that this app gives you access to Scotiabank accounts held in Canada. For information about our services in other countries, visit scotiabank.com.


Have questions about the app?

Visit scotiabank.com/app or give us a call at 1-877-277-9303 (Canada/USA) so we can help.


The Bank of Nova Scotia

44 King St. West

Toronto, ON M5H 1H1
Updated on
Oct 31, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
228K reviews
Alexis Nery
March 2, 2025
The cheque deposit feature is broken. What used to be incredibly convenient is now a nuisance. I can no longer deposit cheques via the app, I have to physically visit a bank or ATM. It refuses to read cheques properly, giving me a message that the cheque in the photo is either unreadable or doesn't match the entered amount. It isn't just the app. Even when depositing at an ATM, the machine fails to read the cheque. It used to work, but since 2025, this feature has been broken.
9 people found this review helpful
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Daniel R.
November 5, 2025
Black screen in app - delete Goodlock! After many hours of troubleshooting I noticed that Goodlock prevents me from being able to do e-mail money transfers, pay bills etc - when I try - the screen is just black or blank. After deleting Goodlock app, the problem disappeared! Strange how it doesn't interfere with any other banking apps, only with the Scotia banking app. 🤔 Hope this helps others out! ✌️
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Navraj Syal
November 6, 2025
This app is unstable—it frequently crashes, my account info fails to load, and my CC details sometimes disappear. The cash back feature is useless: it only shows a whole lump sum. I need a detailed breakdown by merchants just like the TD app provides. Furthermore, I can't use external checking accounts for automatic payments on credit card, which is a major inconvenience. ​Negative 5-Star experience. FIX the app!
4 people found this review helpful
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What’s new

• Bug fixes and performance improvements.